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About Me

Mortgages aren't just numbers—they're about people, families, and one of the most important life decisions they'll ever make. That's why I became a mortgage agent: to guide clients one-on-one with experience, honesty, and genuine care. 

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With 13 years of banking experience -most recently at TD Wealth- and 10+ years of mortgage experience, I’ve seen firsthand the life-changing impact of finding the right solution: like assisting self-employed, first-time homebuyers swap unreasonably high rent payments for an affordable mortgage, enabling them to own their home and start building equity for a secure future. 

 

My commitment to going the extra mile for my clients has earned me recognition for exceptional customer service throughout my career. Whether you're taking your first step onto the property ladder, renewing an existing mortgage, or exploring options like credit lines and reverse mortgages, I'm here to grow a trusted client relationships, built on unbiased, tailored advice.

 

While I've recently moved back to Clarington to start my family, my roots as a proud Ontarian stretch from the small-town charm of Bowmanville to the big-city vibe of Toronto, giving me a broad perspective and the ability to serve clients across the entire province. When I'm not helping clients, you might find me enjoying some live music or exploring destinations from Japan to the Galapagos Islands.

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My Mortgage Process

With the right plan in place, getting a mortgage doesn’t need to be complicated. Here's how I work with you—step by step—to find the best fit and make the process seamless.

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Step 1
Discovery
Call

We start with a conversation about your goals and what you're looking to achieve. This helps us understand your needs and set the foundation for the process.

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Step 2
Document Collection

You'll receive a list of documents and information needed. Once received, I’ll review your situation and compare solutions from numerous lenders to find the best options for you.

Step 3
Strategy and
Decision

We’ll hop on a strategy call to go over your personalized options. Once you decide on the best path forward—whether it’s purchasing, refinancing or renewing—I’ll guide you through the next steps and help ensure everything goes smoothly.

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Step 4
Closing and Beyond

Even after all the documents are signed and the mortgage is complete, I’m here for ongoing support. I run a referral-based business, so if you’ve had a great experience, your referrals are truly appreciated!

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My Service Commitment

My commitment is simple: to make your mortgage experience as easy and comfortable as possible. I’ll work closely with you to understand your needs and find the right solution. Whether you’re buying, refinancing, or renewing, I’ll take the guesswork out of the process so you can focus on what matters most—your home.

Find the best mortgage solution for you. Contact me today to discuss your residential lending needs.

Chris Vanderluit | Mortgage Agent

© 2025 All rights reserved.

First Financial Lending (FSRA#12006)
Unit #31 - 8 Glen Watford Dr, Toronto, ON M1S 2C1
T: (416) 900-1338 E: contact@firstfinanciallending.ca

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